Say yes to the big jobs.
Financing application integration
Let customers apply for financing for bigger jobs right from your site, through Wisetack, Hearth or GreenSky, so a price that stings becomes a monthly payment.
Price
$395 setup
Fixed and written into your proposal before any work starts. No hourly surprises, no long-term contract.
Add this to a full estimate
What it is
In plain words.
A large job can be a hard sell when the customer has to find the whole amount at once. Offering financing turns the same job into a monthly payment, and plenty of people who'd hesitate at the total are comfortable with that.
This add-on adds clear financing information and an application button to your site, connected to Wisetack, Hearth or GreenSky. The lender, not us and not you, decides who's approved and on what terms. You need an account with the provider you choose.
A good fit if
- Roofers, HVAC, remodelers, solar, flooring and other trades with large-ticket jobs.
- Businesses that lose jobs when customers can't pay up front.
- Anyone whose competitors offer financing.
Probably not for you if
- Your jobs are small enough that customers pay in full without a second thought.
- You'd rather not deal with a lender. Providers charge merchants a fee on financed jobs and have their own terms.
We'd rather tell you so than sell you something that doesn't fit.
What you get
Exactly what's included.
A financing section on your site
Plain-language information about paying monthly.
An application button
Connected to the provider you choose.
The provider's required wording
Disclosure language is theirs, so it stays accurate and compliant.
Calls to action in the right places
On your estimate and service pages, where customers are thinking about price.
Help with the provider account
We'll walk you through signing up with the provider.
How it goes
You choose a provider
We explain the differences honestly, and you apply for a merchant account.
We connect it to your site
The section, the button and the provider's wording.
We test the application path
From your page into the provider's application and back.
Why it's worth it
What it does for you.
Bigger jobs become possible
A monthly payment is easier to say yes to than a lump sum.
You're paid by the provider
Check their terms for exactly when, since each works differently.
A competitive match
If other companies offer it, you won't be the one that doesn't.
Customers apply on their own time
At home, without a sales conversation.
- Financing doesn't change what the job costs. It changes how easy it is to say yes.
Run your own numbers
Example figures. Change them to yours.
This doesn't predict how many jobs it will close. It shows how many extra large jobs would pay for it. These are example numbers: change them to your own.
What's left after materials, labor and overhead.
- Setup
- −$395
Cost over the first year
−$395
At $1,500 profit per customer, 1 extra customer in the first year would pay for it. That is the whole claim: we can't tell you how many it will bring.
What this assumes
- This does not predict how many customers you'll get. It only shows how many it would take to pay for it.
- Financing providers typically charge merchants a fee on financed jobs. Check their terms and take it off your margin.
The practical bits
What it takes.
What we need from you
- A merchant account with Wisetack, Hearth or GreenSky, in your business's name.
- The sorts of jobs you want to promote financing for.
- Your approval of the wording on your pages.
How long it takes
Usually one to two weeks once your provider account is approved.
Timelines are typical. The dates for your project go in your proposal.
Afterwards
It's a one-time price. You own what we build, and if you ever want changes later, we quote them first.
Questions
Likely questions, answered.
Is ZONA a lender?
No. The provider and its lending partners handle applications, approvals and terms. We build the section on your site and connect it.
Which provider should I choose?
Wisetack, Hearth and GreenSky differ on job sizes, fees and terms. Ask us and we'll explain honestly, but check each one's terms yourself.
Will every customer be approved?
No. The lender decides. That's why it's an application, not a promise.
What does it cost me?
The providers typically charge merchants a fee on financed jobs. Read their terms. We charge only the price of this add-on.
Do I get paid up front?
That depends on the provider. Check their payout terms.
Is it worth it for small jobs?
Providers usually have minimum amounts, and the benefit grows with the size of the job.
What does Financing application integration cost?
$395 setup. The price is fixed and written into your proposal before any work starts, so there are no hourly surprises. If you ask for something that isn't in the proposal, we quote that change first and nothing changes until you agree.
Do I own it?
You own what we build for you: the code, the content, and the accounts it runs on (the domain, the hosting account and any service account, such as a payment account, are opened in your name). There is no proprietary platform to be locked into and no cancellation penalty.
Can you add it to the website I already have?
Add-ons are built into a ZONA site. If you already have a site, tell us what it's built with when you get in touch. We'll tell you honestly whether this can be added to it or would work better built into a new one. We'd rather say so than sell you something that doesn't fit.
How do I get started?
Use the button on this page to add it to your project, or send a message. A discovery call takes about fifteen minutes (no pitch deck), and then you get a fixed-price proposal. You'll hear back within one business day.
Is there a long-term contract?
No long-term contracts is our standing rule: care plans are month to month, and any monthly terms for an add-on go in writing in your proposal before you sign anything.